Personal Finance Index Card Templates – [Hello, Dollar!] Before I came up with this sytem, I had a surprisingly difficult time paying bills on time and unfortunately have some late payments reported on my credit report as of a couple years ago. Not any more! Never be late again! Account template: Use the “account” card like a ledger to manage your bank account balances. Just note transactions as they happen, and you’ll always know how much money is in your account, and what its recent activity is. If you find yourself taking money out of the ATM each week, and don’t know how you can go through it so quickly, this is also a good way to track your cash purchases. Just treat the cash in your wallet like it’s another account, and you’ll be able to easily see where it’s all going!…